/* QuickCred Finance — public site styles */
:root{
  /* Brand colours taken from the official QuickCred logo */
  --blue:#1B2368; --blue-600:#141A52; --navy:#11164A; --navy-2:#1B2368;
  --red:#ED1C24; --red-600:#C8141B;
  --ink:#0F172A; --body:#334155; --muted:#64748B; --line:#E2E8F0;
  --bg:#FFFFFF; --tint:#F4F5FB; --tint-2:#E7E9F6;
  --green:#12A150; --amber:#D97706;
  --radius:18px; --radius-sm:12px;
  --shadow:0 1px 2px rgba(15,23,42,.06),0 8px 24px rgba(15,23,42,.06);
  --shadow-lg:0 20px 50px rgba(10,31,68,.18);
  --font:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--body);background:var(--bg);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
.pc-img img,.post-img img,.hero-media img,.product-hero-img img,.split-img img,.why-img img,.loan-row img,.article-img img{background:var(--tint-2)}
[hidden]{display:none!important}
fieldset{border:0;padding:0;margin:0;min-width:0}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-600)}
h1,h2,h3,h4,h5,h6{color:var(--ink);line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}
.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}
.narrow{max-width:800px}
.muted{color:var(--muted)} .small{font-size:.875rem}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 14px;z-index:999}
.skip:focus{left:8px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:.8em}
.eyebrow.light{color:#FFB4B6}
.lead{font-size:1.15rem;color:var(--body)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font:inherit;font-weight:700;border-radius:999px;padding:.75em 1.4em;border:2px solid transparent;cursor:pointer;transition:all .2s;text-decoration:none;line-height:1.2}
.btn-lg{padding:.95em 1.8em;font-size:1.05rem}
.btn-sm{padding:.5em 1em;font-size:.9rem}
.btn-block{width:100%}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:var(--red-600);color:#fff;transform:translateY(-1px);box-shadow:0 8px 20px rgba(237,28,36,.3)}
.btn-outline{border-color:var(--blue);color:var(--blue);background:transparent}
.btn-outline:hover{background:var(--blue);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:#F1F5F9;color:var(--navy)}
.btn-ghost-light{border-color:rgba(255,255,255,.5);color:#fff}
.btn-ghost-light:hover{background:rgba(255,255,255,.1);color:#fff}
.btn[disabled]{opacity:.5;cursor:not-allowed;transform:none;box-shadow:none}
.link-arrow{font-weight:700}
.link-arrow::after{content:" →"}

/* Top bar & header */
.topbar{background:var(--navy);color:#CBD5E1;font-size:.85rem}
.topbar a{color:#fff}
.topbar-in{display:flex;gap:24px;align-items:center;padding:8px 20px;flex-wrap:wrap}
.topbar-branches{margin-left:auto;font-weight:600;color:#fff}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink)}
.brand-logo{height:58px;width:auto}
.brand-foot{display:inline-block;margin-bottom:14px}
.brand-foot img{height:64px;width:auto}
.brand-foot img.on-light{background:#fff;border-radius:12px;padding:6px 10px}
.brand-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:conic-gradient(var(--red) 0 35%,var(--blue) 35% 100%);color:#fff;font-weight:800;font-size:.95rem;box-shadow:inset 0 0 0 3px #fff, 0 0 0 2px var(--blue)}
.brand-word{display:flex;flex-direction:column;line-height:1}
.brand-word b{color:var(--blue);font-weight:800;font-size:1.15rem;letter-spacing:.02em}
.brand-word i{color:var(--red);font-style:normal;font-weight:800;font-size:1.15rem;letter-spacing:.02em}
.nav{display:flex;align-items:center;gap:6px}
.nav>a,.dropdown>a{padding:10px 14px;border-radius:10px;color:var(--ink);font-weight:600;font-size:.95rem}
.nav>a:hover,.dropdown>a:hover,.nav .is-active{background:var(--tint);color:var(--blue)}
.nav .nav-cta{margin-left:8px;color:#fff;padding:.7em 1.3em}
.nav .nav-cta:hover{background:var(--red-600);color:#fff}
.caret{font-size:.7em;opacity:.6}
.dropdown{position:relative}
.dropdown-menu{position:absolute;top:100%;left:0;min-width:220px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow-lg);padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s}
.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{opacity:1;visibility:visible;transform:none}
.dropdown-menu a{display:block;padding:10px 12px;border-radius:10px;color:var(--ink);font-weight:600}
.dropdown-menu a:hover{background:var(--tint)}
.dropdown-menu.mega{display:grid;grid-template-columns:1fr 1fr;gap:6px 14px;width:620px;left:-140px;padding:16px}
.mega h6{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin:4px 12px 6px}
.mega a strong{display:block;font-size:.95rem}
.mega a small{display:block;font-weight:500;color:var(--muted);font-size:.82rem}
.mega .mega-foot{grid-column:1/-1;border-top:1px solid var(--line);border-radius:0 0 8px 8px;margin-top:6px;padding-top:14px;color:var(--blue)}
.nav-toggle{display:none;background:none;border:0;padding:10px;cursor:pointer}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,var(--tint-2),transparent 60%),linear-gradient(180deg,#fff, var(--tint));overflow:hidden}
.hero-in{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center;padding-top:64px;padding-bottom:72px}
.hero h1 span{color:var(--blue)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:0;font-weight:600;color:var(--ink);font-size:.95rem}
.trust span{display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#DCFCE7;color:var(--green);font-size:.8rem;margin-right:6px}
.hero-media{position:relative}
.hero-media img{width:100%;aspect-ratio:4/4.4;object-fit:cover;border-radius:32px;box-shadow:var(--shadow-lg)}
.hero-media::before{content:"";position:absolute;inset:-18px -18px auto auto;width:140px;height:140px;border-radius:50%;background:var(--red);opacity:.12;z-index:-1}
.float-card{position:absolute;background:#fff;border-radius:16px;box-shadow:var(--shadow-lg);padding:14px 18px;font-size:.88rem;color:var(--ink)}
.float-card strong{display:block;font-size:1.6rem;color:var(--blue)}
.float-card strong span{font-size:.85rem;color:var(--muted);font-weight:600}
.float-card small{color:var(--muted)}
.fc-1{left:-28px;bottom:48px}
.fc-2{right:-16px;top:36px;font-weight:700}
.fc-2 .dot{display:inline-block;width:10px;height:10px;border-radius:50%;background:var(--green);margin-right:6px;box-shadow:0 0 0 4px #DCFCE7}

/* Stats */
.stats{background:var(--navy);color:#fff}
.stats-in{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:34px 20px;text-align:center}
.stats strong{display:block;font-size:2.2rem;font-weight:800;color:#fff;letter-spacing:-.02em}
.stats span{color:#A5B4CF;font-size:.92rem}

/* Sections */
.section{padding:88px 0}
.section-tint{background:var(--tint)}
.section-dark{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#CBD5E1}
.section-dark h2,.section-dark h3{color:#fff}
.section-head{max-width:720px;margin:0 auto 44px;text-align:center}
.section-head.left{margin-left:0;text-align:left}
.row-head{display:flex;justify-content:space-between;align-items:end;max-width:none;text-align:left}
.page-hero{background:linear-gradient(180deg,var(--tint),#fff);padding:72px 0 48px}
.page-hero h1{max-width:820px}
.page-hero .lead{max-width:680px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.pill{display:inline-block;background:rgba(255,255,255,.95);color:var(--navy);font-size:.75rem;font-weight:700;padding:5px 12px;border-radius:999px}
.pill-soft{background:var(--tint-2);color:var(--blue)}
.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 16px;font-weight:600;color:var(--ink);font-size:.9rem}
.chip small{color:var(--muted)}
.chip:hover,.chip.is-on{border-color:var(--blue);color:var(--blue);background:var(--tint-2)}

/* Products */
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.product-card{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}
.product-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.pc-img{position:relative;display:block;aspect-ratio:16/10;overflow:hidden}
.pc-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.product-card:hover .pc-img img{transform:scale(1.05)}
.pc-img .pill{position:absolute;left:14px;top:14px}
.pc-body{padding:22px;display:flex;flex-direction:column;flex:1}
.pc-body h3 a{color:var(--ink)}
.pc-body p{color:var(--muted);font-size:.95rem}
.pc-facts{list-style:none;padding:0;margin:auto 0 16px;display:grid;grid-template-columns:1fr 1fr;gap:10px;border-top:1px solid var(--line);padding-top:14px}
.pc-facts li{font-weight:700;color:var(--ink);font-size:.92rem}
.pc-facts small{display:block;font-weight:600;color:var(--muted);font-size:.75rem;text-transform:uppercase;letter-spacing:.06em}
.pc-actions{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}

/* Steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.steps li{background:#fff;border-radius:var(--radius);padding:28px;border:1px solid var(--line);position:relative}
.steps li:not(:last-child)::after{content:"";position:absolute;top:50px;right:-22px;width:22px;border-top:2px dashed #C7D5EA}
.step-n{display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:var(--blue);color:#fff;font-weight:800;margin-bottom:16px}
.steps li:nth-child(3) .step-n{background:var(--red)}
.steps p{color:var(--muted);margin:0;font-size:.95rem}

/* Calculator */
.calc-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center}
.calc{display:grid;grid-template-columns:1fr 1fr;overflow:hidden;padding:0}
.calc-inputs{padding:28px;display:flex;flex-direction:column;gap:18px}
.calc-result{background:linear-gradient(160deg,var(--blue),var(--navy));color:#fff;padding:28px;display:flex;flex-direction:column}
.calc-inst{font-size:2.6rem;font-weight:800;margin:0 0 10px;letter-spacing:-.02em}
.calc-result dl{margin:0 0 20px}
.calc-result dl div{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.15);font-size:.92rem}
.calc-result dt{color:#BFD0EE}
.calc-result dd{margin:0;font-weight:700}
.calc-note{font-size:.75rem;color:#A5B4CF;margin:12px 0 0}
.calc-result .btn{margin-top:auto}
.checks{list-style:none;padding:0;margin:0 0 1em}
.checks li{padding-left:30px;position:relative;margin:0 0 10px}
.checks li::before{content:"✓";position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:50%;background:#DCFCE7;color:var(--green);font-size:.75rem;display:grid;place-items:center;font-weight:800}
.range-hint{display:flex;justify-content:space-between;color:var(--muted);font-size:.78rem}
.range-hint em{font-style:normal}
output{float:right;font-weight:800;color:var(--blue)}

/* Forms */
.field{display:block;margin-bottom:14px}
.field>span{display:block;font-weight:600;color:var(--ink);font-size:.9rem;margin-bottom:6px}
.field small.help{display:block;color:var(--muted);font-size:.8rem;margin-top:4px}
input,select,textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1.5px solid #CBD5E1;border-radius:12px;padding:12px 14px;transition:border .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(27,35,104,.14)}
input[type=range]{padding:0;border:0;accent-color:var(--blue);height:28px;box-shadow:none}
input[type=checkbox],input[type=radio]{width:auto;accent-color:var(--blue)}
input[aria-invalid=true],select[aria-invalid=true]{border-color:var(--red)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:0 16px}
.form{padding:28px}
.hp{position:absolute;left:-9999px}
.alert{padding:12px 16px;border-radius:12px;margin-bottom:14px;font-weight:600;font-size:.95rem}
.alert-success{background:#DCFCE7;color:#14532D}
.alert-error{background:#FEE2E2;color:#7F1D1D}
.alert-info{background:var(--tint-2);color:var(--navy)}

/* Why */
.why{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:center}
.why-img img{border-radius:28px;aspect-ratio:4/3.4;object-fit:cover;width:100%}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:20px}
.why-grid p{color:#A5B4CF;font-size:.95rem;margin:0}

/* Testimonials */
.testimonials{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px;max-width:900px;margin:0 auto}
.testimonial{margin:0;background:var(--tint);border-radius:var(--radius);padding:32px}
.testimonial blockquote{margin:0 0 18px;font-size:1.1rem;color:var(--ink);font-weight:500}
.testimonial figcaption{display:flex;gap:12px;align-items:center}
.testimonial figcaption small{display:block;color:var(--muted)}
.avatar{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800}

/* Posts */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}
.post-img{position:relative;aspect-ratio:16/10;overflow:hidden;background:var(--tint-2);display:block}
.post-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.post-card:hover .post-img img{transform:scale(1.05)}
.post-img .pill{position:absolute;left:14px;top:14px}
.post-body{padding:22px}
.post-body time{font-size:.82rem;color:var(--muted);font-weight:600}
.post-body h3{margin-top:6px}
.post-body h3 a{color:var(--ink)}
.post-body p{color:var(--muted);font-size:.95rem;margin:0}
.pager{display:flex;gap:8px;justify-content:center;margin-top:36px}
.pager a{width:40px;height:40px;display:grid;place-items:center;border-radius:10px;border:1px solid var(--line);font-weight:700}
.pager a.is-on{background:var(--blue);color:#fff;border-color:var(--blue)}

/* Article */
.article-head{padding-top:56px;text-align:center}
.article-head h1{font-size:clamp(1.9rem,4vw,3rem);margin-top:14px}
.meta{color:var(--muted);font-weight:600}
.article-img img{width:100%;max-height:520px;object-fit:cover;border-radius:28px;margin:24px 0 8px}
.article-body{padding-top:24px;padding-bottom:72px}
.prose{font-size:1.06rem}
.prose h2{font-size:1.6rem;margin-top:1.6em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.4em}
.prose blockquote{border-left:4px solid var(--red);margin:1.5em 0;padding:.5em 1.2em;background:var(--tint);border-radius:0 12px 12px 0}
.share{display:flex;gap:14px;align-items:center;margin-top:40px;padding-top:20px;border-top:1px solid var(--line);font-weight:700;color:var(--ink)}

/* Loans page */
.loan-rows{display:grid;gap:22px}
.loan-row{display:grid;grid-template-columns:340px 1fr;overflow:hidden}
.loan-row img{width:100%;height:100%;object-fit:cover;min-height:240px}
.loan-row-body{padding:26px}
.facts{display:flex;flex-wrap:wrap;gap:12px 28px;margin:14px 0 20px}
.facts small{display:block;color:var(--muted);font-weight:600;font-size:.75rem;text-transform:uppercase;letter-spacing:.06em}
.facts strong{color:var(--ink)}
.facts-lg{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 22px;box-shadow:var(--shadow)}

/* Product page */
.product-hero{background:linear-gradient(180deg,var(--tint),#fff);padding:48px 0 64px}
.product-hero-in{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.product-hero-img img{width:100%;aspect-ratio:4/3.3;object-fit:cover;border-radius:28px;box-shadow:var(--shadow-lg)}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:14px;font-weight:600}
.product-body{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}
.req-stack{display:grid;gap:18px;position:sticky;top:100px}
.req{padding:24px}
.req .checks{margin:0}
.docs{list-style:none;padding:0;margin:0 0 12px;counter-reset:d}
.docs li{counter-increment:d;padding:10px 0 10px 40px;position:relative;border-bottom:1px dashed var(--line);font-weight:600;color:var(--ink)}
.docs li::before{content:counter(d);position:absolute;left:0;top:8px;width:26px;height:26px;border-radius:8px;background:var(--tint-2);color:var(--blue);display:grid;place-items:center;font-size:.8rem;font-weight:800}
.req-terms{background:var(--navy);border:0;color:#CBD5E1}
.req-terms h3{color:#fff}
.terms{margin:0}
.terms div{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.92rem}
.terms dd{margin:0;color:#fff;font-weight:700;text-align:right}
.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.mini-card{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px;color:var(--ink)}
.mini-card img{width:84px;height:84px;object-fit:cover;border-radius:12px}
.mini-card small{display:block;color:var(--muted)}

/* About */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split-img img{width:100%;border-radius:28px;aspect-ratio:4/3.2;object-fit:cover;box-shadow:var(--shadow-lg)}
.mv{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-bottom:72px}
.mv-card{padding:32px}
.mv-ico{font-size:2rem}
.values{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.value{border-top:3px solid var(--blue);padding-top:16px}
.value:nth-child(even){border-color:var(--red)}
.value span{font-weight:800;color:var(--muted);font-size:.85rem}
.value p{color:var(--muted);font-size:.93rem}
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.service{background:#fff;border-radius:var(--radius);padding:26px;border:1px solid var(--line)}
.service p{color:var(--muted);margin:0;font-size:.95rem}
.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,260px));gap:24px;justify-content:center}
.member{text-align:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 20px;box-shadow:var(--shadow)}
.member img,.member-initials{width:120px;height:120px;border-radius:50%;object-fit:cover;margin:0 auto 16px}
.member-initials{display:grid;place-items:center;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;font-size:2.2rem;font-weight:800}
.member .role{color:var(--red);font-weight:700;font-size:.9rem;margin-bottom:8px}

/* Careers */
.job{padding:0;margin-bottom:14px;overflow:hidden}
.job summary{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:20px 22px;cursor:pointer;list-style:none}
.job summary small{display:block;color:var(--muted)}
.job summary em{font-style:normal;font-size:.85rem;color:var(--red);font-weight:700;white-space:nowrap}
.job .prose{padding:0 22px 22px}
.empty{padding:28px}

/* Contact */
.branch-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.branch{overflow:hidden;display:flex;flex-direction:column}
.branch-map iframe{width:100%;height:200px;border:0;display:block;background:var(--tint)}
.branch-body{padding:22px}
.contact-list{list-style:none;padding:0;margin:0 0 14px}
.contact-list li{padding:5px 0}
.contact-list.big li{font-size:1.1rem;font-weight:600}

/* CTA & footer */
.cta-band{background:linear-gradient(120deg,var(--red),#B5121A);color:#fff}
.cta-in{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:48px 20px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{margin:0;color:#FFE4E5}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}
.site-footer{background:var(--navy);color:#A5B4CF;padding:64px 0 24px;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:14px}
.site-footer a{display:block;color:#CBD5E1;padding:3px 0}
.site-footer a:hover{color:#fff}
.brand-foot .brand-word b{color:#fff}
.brand-foot{margin-bottom:14px}
.foot-branch{margin:0 0 10px}
.foot-branch a{display:inline}
.social{display:flex;gap:14px;flex-wrap:wrap}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:20px;font-size:.85rem}

/* ---------- Application wizard ---------- */
.apply-wrap{display:grid;grid-template-columns:280px 1fr;gap:36px;align-items:start}
.apply-wrap>*{min-width:0}
.apply-steps{list-style:none;padding:0;margin:0;position:sticky;top:100px}
.apply-steps li{display:flex;gap:12px;align-items:center;padding:12px 14px;border-radius:12px;font-weight:600;color:var(--muted)}
.apply-steps li span{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;border:2px solid #CBD5E1;font-size:.85rem;flex:none}
.apply-steps li.is-current{background:#fff;color:var(--ink);box-shadow:var(--shadow)}
.apply-steps li.is-current span{border-color:var(--blue);background:var(--blue);color:#fff}
.apply-steps li.is-done span{border-color:var(--green);background:var(--green);color:#fff}
.apply-card{padding:32px;scroll-margin-top:100px}
.step-panel{display:none}
.step-panel.is-active{display:block;animation:fade .25s}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step-nav{display:flex;justify-content:space-between;gap:12px;margin-top:24px;padding-top:20px;border-top:1px solid var(--line)}
.radio-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-bottom:16px}
.radio-card{position:relative;border:1.5px solid #CBD5E1;border-radius:14px;padding:14px 14px 14px 44px;cursor:pointer;display:block}
.radio-card input{position:absolute;left:16px;top:18px}
.radio-card strong{display:block;color:var(--ink)}
.radio-card small{color:var(--muted)}
.radio-card:has(input:checked){border-color:var(--blue);background:var(--tint-2)}
.quote-box{background:var(--tint);border-radius:14px;padding:16px 18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-weight:600}
.quote-box strong{color:var(--blue);font-size:1.3rem}
.drop{border:2px dashed #CBD5E1;border-radius:14px;padding:16px;display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:12px;background:#FBFDFF}
.drop.has-file{border-color:var(--green);background:#F0FDF4}
.drop input{border:0;padding:0;width:auto;max-width:60%}
.drop strong{color:var(--ink);display:block}
.drop small{color:var(--muted)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.93rem;margin:10px 0}
.consent input{margin-top:4px}
.review dl{display:grid;grid-template-columns:200px 1fr;gap:6px 16px;margin:0 0 18px}
.review dt{color:var(--muted);font-weight:600}
.review dd{margin:0;color:var(--ink);font-weight:600}

/* Liveness */
.live{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.live-stage{position:relative;aspect-ratio:3/4;background:#0A1F44;border-radius:22px;overflow:hidden}
.live-stage video,.live-stage canvas{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transform:scaleX(-1)}
.live-oval{position:absolute;inset:12% 16% 14%;border-radius:50%;border:4px solid rgba(255,255,255,.7);box-shadow:0 0 0 999px rgba(10,31,68,.55);transition:border-color .2s}
.live-oval.ok{border-color:#22C55E}
.live-oval.warn{border-color:#F59E0B}
.live-prompt{position:absolute;left:12px;right:12px;bottom:12px;background:rgba(255,255,255,.95);border-radius:14px;padding:12px;text-align:center;font-weight:800;color:var(--ink);font-size:1.05rem}
.live-prompt small{display:block;font-weight:600;color:var(--muted);font-size:.8rem}
.live-progress{position:absolute;left:0;top:0;height:5px;background:var(--green);transition:width .3s;width:0}
.live-list{list-style:none;padding:0;margin:0 0 16px}
.live-list li{display:flex;gap:10px;align-items:center;padding:10px 12px;border-radius:12px;margin-bottom:6px;background:var(--tint);font-weight:600;color:var(--muted)}
.live-list li i{font-style:normal;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:#fff;font-size:.8rem}
.live-list li.is-current{background:var(--tint-2);color:var(--blue)}
.live-list li.is-done{color:#14532D;background:#DCFCE7}
.live-list li.is-done i{background:var(--green);color:#fff}
.live-result{display:none;align-items:center;gap:14px;padding:14px;border-radius:14px;background:#DCFCE7;color:#14532D;font-weight:700}
.live-result img{width:72px;height:72px;border-radius:12px;object-fit:cover;transform:scaleX(-1)}
.live-result.show{display:flex}
.success-hero{text-align:center;padding:64px 0}
.success-hero .tick{width:84px;height:84px;border-radius:50%;background:#DCFCE7;color:var(--green);display:grid;place-items:center;font-size:2.4rem;margin:0 auto 18px}
.ref{display:inline-block;background:var(--tint-2);color:var(--blue);font-weight:800;font-size:1.4rem;padding:10px 20px;border-radius:12px;letter-spacing:.06em}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .product-grid,.post-grid{grid-template-columns:repeat(2,1fr)}
  .values{grid-template-columns:repeat(3,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .steps li::after{display:none}
  .branch-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:960px){
  .nav-toggle{display:block}
  .nav{position:fixed;inset:72px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);display:none;max-height:calc(100vh - 72px);overflow:auto}
  .nav.open{display:flex}
  .dropdown-menu,.dropdown-menu.mega{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 12px;width:auto;display:block}
  .mega h6{margin-top:10px}
  .nav .nav-cta{margin:10px 0 0}
  .nav-toggle[aria-expanded=true] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .nav-toggle[aria-expanded=true] span:nth-child(2){opacity:0}
  .nav-toggle[aria-expanded=true] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .hero-in,.calc-wrap,.why,.split,.product-hero-in,.product-body,.apply-wrap,.live{grid-template-columns:1fr}
  .hero-in{gap:36px;padding-top:40px}
  .hero-media{max-width:520px}
  .calc{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .stats-in{grid-template-columns:repeat(2,1fr)}
  .req-stack,.apply-steps{position:static}
  .apply-steps{display:flex;overflow-x:auto;gap:6px}
  .apply-steps li{white-space:nowrap;padding:8px 10px;font-size:.85rem}
  .loan-row{grid-template-columns:1fr}
  .loan-row img{max-height:240px}
  .mini-grid,.services{grid-template-columns:1fr 1fr}
  .live-stage{max-width:380px;margin:0 auto;width:100%}
}
@media (max-width:640px){
  .section{padding:60px 0}
  .container{padding:0 16px}
  .topbar-in{padding:8px 16px;gap:14px}
  .hide-sm{display:none}
  .product-grid,.post-grid,.branch-grid,.mini-grid,.services,.mv,.why-grid,.grid-2,.grid-3{grid-template-columns:1fr}
  .values{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
  .fc-1{left:8px;bottom:12px} .fc-2{right:8px;top:12px}
  .foot-grid{grid-template-columns:1fr}
  .row-head{flex-direction:column;align-items:start}
  .review dl{grid-template-columns:1fr}
  .apply-card,.form{padding:20px}
  .calc-inst{font-size:2.1rem}
  .drop{flex-direction:column;align-items:start}
  .drop input{max-width:100%}
}
/* ---------- Visual polish ---------- */
.js-reveal .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1)}
.js-reveal .reveal.in{opacity:1;transform:none}
.site-header.scrolled{box-shadow:0 6px 24px rgba(17,22,74,.08)}
h1,h2{letter-spacing:-.025em}
.hero{background:radial-gradient(900px 480px at 92% 0%,rgba(237,28,36,.07),transparent 60%),radial-gradient(1000px 600px at 70% 30%,var(--tint-2),transparent 65%),linear-gradient(180deg,#fff,var(--tint))}
.hero h1{background:linear-gradient(120deg,var(--navy) 0%,var(--blue) 60%,#3B47B5 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-media .arc{position:absolute;border-radius:50%;pointer-events:none;z-index:-1}
.arc-red{width:78%;aspect-ratio:1;right:-9%;top:-7%;border:14px solid var(--red);border-left-color:transparent;border-bottom-color:transparent;transform:rotate(18deg);opacity:.9}
.arc-blue{width:70%;aspect-ratio:1;left:-8%;bottom:-6%;border:14px solid var(--blue);border-right-color:transparent;border-top-color:transparent;transform:rotate(12deg);opacity:.9}
.hero-media img{position:relative}
.source{font-size:.8rem;color:var(--muted);margin-top:14px}
/* Application form extras */
.field-label{font-weight:600;color:var(--ink);font-size:.9rem;margin:0 0 8px}
.radio-card[hidden]{display:none}
/* Application v2 */
.sub-h{font-size:1.05rem;margin:22px 0 10px;padding-top:16px;border-top:1px solid var(--line)}
.step-panel h2 + .sub-h{border-top:0;padding-top:0;margin-top:4px}
.login-box{background:var(--tint);border-radius:16px;padding:18px;margin-top:6px}
.profile-card{background:var(--tint);border-radius:16px;padding:16px 18px;margin-bottom:18px}
.profile-head{display:flex;gap:12px;align-items:center}
.profile-head strong{display:block;color:var(--ink)}
.profile-head small{color:var(--muted)}
.profile-card p{margin:10px 0 0}
.idscan-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;align-items:start;margin-bottom:16px}
.idscan-drop{min-height:120px}
.idscan-preview img{width:100%;max-height:220px;object-fit:contain;border-radius:12px;background:#0A1F44}
.idscan-status{margin-top:8px;padding:10px 12px;border-radius:10px;font-weight:600;font-size:.9rem;background:var(--tint)}
.idscan-status.busy{color:var(--blue)}.idscan-status.ok{background:#DCFCE7;color:#14532D}.idscan-status.bad{background:#FEE2E2;color:#7F1D1D}
.help-bad{color:#B91C1C!important;font-weight:600}
.duration{display:flex;gap:12px}
.duration label{display:flex;align-items:center;gap:8px}
.duration input{width:110px}
.duration em{font-style:normal;color:var(--muted)}
.fin-table{display:grid;gap:8px;overflow-x:auto}
.fin-row{display:grid;grid-template-columns:160px repeat(3,minmax(110px,1fr));gap:8px;align-items:center}
.fin-row span{font-weight:600;color:var(--ink);font-size:.9rem}
.fin-head span{font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.calc-strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:14px 0}
.calc-strip:empty{display:none}
.calc-strip div{background:var(--tint);border-radius:12px;padding:10px 12px}
.calc-strip small{display:block;color:var(--muted);font-size:.75rem;font-weight:600}
.calc-strip strong{color:var(--ink);font-size:1.05rem}
.calc-strip .pos strong{color:var(--green)}.calc-strip .neg strong{color:#DC2626}
.terms-box{max-height:220px;overflow:auto;background:var(--tint);border-radius:12px;padding:14px 16px;font-size:.9rem;margin-bottom:12px}
.accept-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:12px}
.accept-tab{border:1.5px solid #CBD5E1;border-radius:999px;padding:8px 16px;font-weight:700;cursor:pointer;color:var(--ink)}
.accept-tab input{position:absolute;opacity:0;pointer-events:none}
.accept-tab.on{border-color:var(--blue);background:var(--tint-2);color:var(--blue)}
.accept-panel{margin-bottom:14px}
.sig-pad{width:100%;max-width:600px;height:auto;aspect-ratio:3/1;border:1.5px dashed #CBD5E1;border-radius:14px;touch-action:none;display:block;margin-bottom:8px;background:#fff}
.accept-face{width:220px;aspect-ratio:3/4;border-radius:16px;overflow:hidden;background:#0A1F44;margin-bottom:10px}
.accept-face video,.accept-face img{width:100%;height:100%;object-fit:cover;transform:scaleX(-1)}
.live-result.blocked{background:#FEE2E2;color:#7F1D1D}
@media (max-width:640px){.idscan-grid{grid-template-columns:1fr}.fin-row{grid-template-columns:110px repeat(3,minmax(90px,1fr))}.fin-head span{font-size:.68rem}}
/* Grouped document lists */
.doc-group{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--red);margin:16px 0 4px}
.docs li small{display:block;font-weight:500;color:var(--muted);font-size:.82rem}
.docs li .opt{font-style:normal;font-weight:500;color:var(--muted);font-size:.85rem}
/* Loan chooser & FAQ */
.choose-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.choose{display:flex;flex-direction:column;gap:6px;padding:28px;border:1.5px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);box-shadow:var(--shadow);transition:border-color .2s,transform .2s,box-shadow .2s}
.choose:hover{border-color:var(--blue);transform:translateY(-4px);box-shadow:var(--shadow-lg);color:var(--ink)}
.choose-ico{display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:var(--tint-2);font-size:1.6rem;margin-bottom:8px}
.choose strong{font-size:1.15rem}
.choose small{color:var(--muted);font-size:.93rem;flex:1}
.choose em{font-style:normal;font-weight:700;color:var(--red);margin-top:10px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:10px;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:18px 52px 18px 20px;font-weight:700;color:var(--ink);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:50%;background:var(--tint-2);color:var(--blue);display:grid;place-items:center;font-size:1.1rem;transition:transform .2s}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 20px 18px;margin:0;color:var(--body)}
@media (max-width:960px){.choose-grid{grid-template-columns:1fr}.choose{flex-direction:row;flex-wrap:wrap;align-items:center;padding:18px}.choose-ico{margin:0}.choose strong{flex:1}.choose small{flex-basis:100%}}

/* ---------- Mobile-first refinements ---------- */
.mobile-bar{display:none}
@media (max-width:960px){
  .nav-in{height:72px}
  .brand-logo{height:48px}
  .nav>a,.dropdown>a,.dropdown-menu a{padding:13px 12px;font-size:1rem}
  .hero-in{padding-bottom:48px}
  .hero-media{order:-1;max-width:none}
  .hero-media img{aspect-ratio:16/11;border-radius:24px}
  .product-hero-img{order:-1}
  .product-hero-img img{aspect-ratio:16/10}
}
@media (max-width:640px){
  body{font-size:16px;padding-bottom:76px}
  h1{font-size:2rem}
  .lead{font-size:1.05rem}
  .topbar-branches{display:none}
  .section-head{margin-bottom:28px}
  .hero-in{padding-top:20px;gap:24px}
  .hero-actions{gap:10px}
  .hero-actions .btn{flex:1 1 100%}
  .trust{gap:8px 14px;font-size:.88rem}
  .float-card{padding:10px 12px;font-size:.78rem}
  .float-card strong{font-size:1.2rem}
  .fc-2{display:none}
  /* product & blog cards become swipeable carousels */
  .product-grid,.post-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:14px;margin:0 -16px;padding:4px 16px 18px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .product-grid::-webkit-scrollbar,.post-grid::-webkit-scrollbar{display:none}
  .product-card,.post-card{flex:0 0 84%;scroll-snap-align:center}
  .swipe-hint{display:block!important}
  .steps{grid-template-columns:1fr 1fr;gap:12px}
  .steps li{padding:18px}
  .steps h3{font-size:1rem}
  .step-n{width:38px;height:38px;margin-bottom:10px}
  .stats-in{padding:24px 16px;gap:14px}
  .stats strong{font-size:1.7rem}
  .why-grid{grid-template-columns:1fr 1fr;gap:16px}
  .why-grid h3{font-size:1rem}
  .values{grid-template-columns:1fr}
  .cta-in{padding:36px 16px}
  .cta-actions .btn{flex:1}
  .facts-lg{display:grid;grid-template-columns:1fr 1fr}
  .calc-inputs,.calc-result{padding:20px}
  input,select,textarea{font-size:16px} /* stops iOS zooming into fields */
  .apply-card{padding:18px}
  .step-nav{position:sticky;bottom:0;background:#fff;margin:24px -18px -18px;padding:14px 18px;border-radius:0 0 var(--radius) var(--radius);box-shadow:0 -6px 16px rgba(17,22,74,.06)}
  .page-apply{padding-bottom:0}
  .page-apply .mobile-bar{display:none!important}
  .mobile-bar{display:flex;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:60;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-top:1px solid var(--line);padding:10px 16px calc(10px + env(safe-area-inset-bottom))}
  .mobile-bar .btn{flex:1;padding:.8em 1em}
  .brand-foot img{height:56px}
}
.swipe-hint{display:none;text-align:center;color:var(--muted);font-size:.85rem;margin-top:-6px}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
@media (max-width:420px){.step-nav{flex-wrap:wrap}.step-nav .btn{padding-left:16px;padding-right:16px}}
@media (max-width:640px){.fin-table{overflow:visible}.fin-row{grid-template-columns:repeat(3,minmax(0,1fr))}.fin-row>span:first-child{grid-column:1/-1}.fin-head>span:first-child{display:none}.fin-row input{min-width:0;width:100%}}
.on-file{background:#F1F5F9;border:1px solid var(--line);border-radius:12px;padding:12px 14px;margin:0 0 12px}
.on-file p{margin:0 0 6px}.on-file p span{color:var(--muted);font-size:.85rem}
.nid-input{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;letter-spacing:.06em;text-transform:uppercase}
/* ID scan with laptop / phone camera */
.idscan-actions{display:grid;gap:10px}
.idscan-cam-btn{width:100%;justify-content:center}
.idcam{grid-column:1/-1}
.idcam-stage{position:relative;aspect-ratio:16/10;background:#0A1F44;border-radius:16px;overflow:hidden;max-width:640px}
.idcam-stage video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.idcam-guide{position:absolute;left:8%;right:8%;top:50%;transform:translateY(-50%);aspect-ratio:1.586;border:3px solid #fff;border-radius:12px;box-shadow:0 0 0 2000px rgba(10,31,68,.45);display:flex;align-items:flex-end;justify-content:center}
.idcam-guide span{color:#fff;font-size:.8rem;font-weight:600;background:rgba(10,31,68,.7);padding:4px 10px;border-radius:999px;margin-bottom:-34px}
.idcam-bar{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px;align-items:center}
.idcam-select{max-width:220px;padding:6px 8px;border:1px solid var(--line);border-radius:8px;font-size:.85rem}
/* Calculator: typed amount, −/+ and a larger slider handle */
.calc-stepper{display:flex;align-items:stretch;gap:8px;margin:6px 0 10px}
.calc-step{flex:0 0 46px;border:1px solid var(--line);background:#fff;border-radius:12px;font-size:1.4rem;font-weight:700;color:var(--blue);cursor:pointer;line-height:1}
.calc-step:hover{background:var(--tint)}
.calc-num{flex:1;display:flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:12px;padding:0 12px;background:#fff}
.calc-num em{font-style:normal;color:var(--muted);font-weight:600;font-size:.9rem}
.calc-num input{border:0;box-shadow:none;padding:10px 0;width:100%;font-size:1.25rem;font-weight:800;color:var(--ink);background:transparent;-moz-appearance:textfield}
.calc-num input:focus{outline:none}.calc-num:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,99,235,.15)}
.calc-num input::-webkit-outer-spin-button,.calc-num input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.calc input[type=range]{width:100%;height:36px;touch-action:pan-y;cursor:pointer}
.calc input[type=range]::-webkit-slider-thumb{width:26px;height:26px}
.calc input[type=range]::-moz-range-thumb{width:26px;height:26px}
/* Dependants, quote breakdown, WhatsApp opt-in */
.dependants-box{margin-top:22px;padding-top:6px;border-top:1px solid var(--line)}
.dep-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:10px}
.quote-detail{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:12px 0 0}
.quote-detail div{background:var(--tint);border-radius:12px;padding:10px 12px}
.quote-detail dt{font-size:.75rem;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.03em}
.quote-detail dd{margin:4px 0 0;font-weight:800;color:var(--ink)}
.quote-schedule{margin-top:12px}.quote-schedule summary{cursor:pointer;font-weight:700;color:var(--blue)}
.tbl.schedule td,.tbl.schedule th{white-space:nowrap}
.consent-wa{background:#ECFDF5;border:1px solid #A7F3D0;border-radius:12px;padding:10px 12px}
@media (max-width:640px){.quote-detail{grid-template-columns:1fr 1fr}}
/* My loan (customer area) */
.container.narrow{max-width:960px}
.myloan-login{max-width:460px;margin:0 auto}
.myloan-bar{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:18px}
.myloan-app{margin-bottom:22px}
.myloan-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}
.myloan-head h2{margin:0 0 4px;font-size:1.3rem}
.myloan-steps{display:flex;list-style:none;padding:0;margin:18px 0;gap:0;counter-reset:s}
.myloan-steps li{flex:1;position:relative;text-align:center;font-size:.8rem;color:var(--muted);font-weight:600;padding-top:26px}
.myloan-steps li span{position:absolute;top:0;left:50%;transform:translateX(-50%);width:18px;height:18px;border-radius:50%;background:#E2E8F0;border:3px solid #fff;box-shadow:0 0 0 1px #E2E8F0;z-index:1}
.myloan-steps li::before{content:"";position:absolute;top:8px;left:-50%;width:100%;height:3px;background:#E2E8F0}
.myloan-steps li:first-child::before{display:none}
.myloan-steps li.done span,.myloan-steps li.current span{background:var(--blue)}
.myloan-steps li.done::before,.myloan-steps li.current::before{background:var(--blue)}
.myloan-steps li.current{color:var(--ink)}
.myloan-terms{grid-template-columns:repeat(4,1fr);margin-bottom:8px}
@media (max-width:640px){.myloan-terms{grid-template-columns:1fr 1fr}.myloan-steps li{font-size:.68rem}}
@media print{.site-header,.site-footer,.no-print,.page-hero,.cta-band{display:none!important}.card{box-shadow:none;border:0}.myloan-app{page-break-inside:avoid}}
/* Tables on the public site (repayment schedules) */
.table-wrap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:12px;margin:8px 0 12px}
.tbl{width:100%;border-collapse:collapse;font-size:.88rem}
.tbl th,.tbl td{padding:9px 12px;text-align:right;border-bottom:1px solid var(--line)}
.tbl th:first-child,.tbl td:first-child,.tbl th:nth-child(2),.tbl td:nth-child(2){text-align:left}
.tbl thead th{background:var(--tint);color:var(--muted);font-size:.72rem;text-transform:uppercase;letter-spacing:.04em}
.tbl tfoot th{background:var(--tint)}
.tbl tbody tr:last-child td{border-bottom:0}
.myloan-app,.myloan-app>*{min-width:0}
/* Home page hero slider (pictures slide in from right to left) */
.hero-slider{position:relative;aspect-ratio:5/4;border-radius:32px;overflow:hidden;box-shadow:var(--shadow-lg);background:var(--navy);isolation:isolate}
.hs-track{position:absolute;inset:0}
.hs-slide{position:absolute;inset:0;margin:0;transform:translateX(100%);visibility:hidden}
.hs-slide.is-active{transform:translateX(0);visibility:visible}
.hs-slide.is-moving{visibility:visible;transition:transform .9s cubic-bezier(.65,.05,.25,1)}
.hs-slide img{width:100%;height:100%;object-fit:cover;display:block;border-radius:0!important;box-shadow:none!important;aspect-ratio:auto!important}
.hs-slide::after{content:"";position:absolute;inset:auto 0 0 0;height:42%;background:linear-gradient(180deg,transparent,rgba(10,15,50,.62));pointer-events:none}
.hs-slide figcaption{position:absolute;right:18px;bottom:46px;left:auto;max-width:72%;z-index:2}
.hs-slide figcaption a,.hs-slide figcaption span{display:inline-block;background:rgba(255,255,255,.94);color:var(--navy);font-weight:700;font-size:.92rem;padding:10px 14px;border-radius:14px;box-shadow:0 8px 24px rgba(0,0,0,.18);text-decoration:none;line-height:1.35}
.hs-slide figcaption a:hover{background:#fff;color:var(--red)}
.hs-nav{position:absolute;top:50%;transform:translateY(-50%);z-index:3;width:42px;height:42px;border-radius:50%;border:0;background:rgba(255,255,255,.85);color:var(--navy);font-size:1.6rem;line-height:1;cursor:pointer;box-shadow:0 6px 18px rgba(0,0,0,.18);opacity:0;transition:opacity .2s}
.hero-slider:hover .hs-nav,.hs-nav:focus-visible{opacity:1}
.hs-prev{left:12px}.hs-next{right:12px}
.hs-dots{position:absolute;left:0;right:0;bottom:16px;display:flex;justify-content:center;gap:8px;z-index:3}
.hs-dots button{width:9px;height:9px;border-radius:999px;border:0;padding:0;background:rgba(255,255,255,.55);cursor:pointer;transition:width .3s,background .3s}
.hs-dots button[aria-selected=true]{width:26px;background:#fff}
.hero-media .float-card{z-index:4}
.hero-media .fc-1{bottom:72px}
@media (hover:none){.hs-nav{opacity:.9;width:36px;height:36px;font-size:1.3rem}}
@media (max-width:960px){.hero-slider{aspect-ratio:4/3.2}}
@media (max-width:640px){.hero-slider{border-radius:22px}.hs-slide figcaption{left:12px;right:12px;bottom:38px;max-width:none}.hs-slide figcaption a,.hs-slide figcaption span{font-size:.82rem;padding:8px 12px}.hero-media .float-card{display:none}}
@media (prefers-reduced-motion:reduce){.hs-slide.is-moving{transition:none}}
/* keep the floating cards clear of the slide captions */
.hero-media .fc-1{bottom:auto;top:44%;left:-34px}
.hero-media .fc-2{top:-16px;right:-14px}
.hs-slide figcaption{left:18px;right:18px;max-width:none;text-align:right}
@media (max-width:1100px){.hero-media .fc-1{left:-12px}}
.hs-slide figcaption{left:auto;right:16px;max-width:86%;text-align:left}
.hs-slide figcaption a,.hs-slide figcaption span{font-size:.86rem;padding:9px 13px}
.hero-slider{aspect-ratio:1/0.86}
@media (max-width:960px){.hero-slider{aspect-ratio:4/3.2}}
@media (max-width:640px){.hs-slide figcaption{left:12px;right:12px;max-width:none}}
/* ---------- Icon set ---------- */
.ico{width:1.25em;height:1.25em;flex:none;vertical-align:-.25em}
/* "Which loan is right for you?" cards */
.choose-ico{position:relative;width:60px;height:60px;border-radius:18px;color:#fff;font-size:inherit;margin-bottom:12px;
  box-shadow:0 10px 22px -8px var(--ci-shadow,rgba(27,35,104,.55)),inset 0 1px 0 rgba(255,255,255,.25);transition:transform .35s cubic-bezier(.3,1.4,.5,1)}
.choose-ico .ico{width:30px;height:30px;stroke-width:1.7}
.choose-ico::after{content:"";position:absolute;inset:0;border-radius:inherit;background:linear-gradient(160deg,rgba(255,255,255,.28),transparent 55%);pointer-events:none}
.ci-gov{background:linear-gradient(140deg,#3442B8 0%,var(--navy) 100%);--ci-shadow:rgba(27,35,104,.6)}
.ci-emp{background:linear-gradient(140deg,#3B82F6 0%,#1D4ED8 100%);--ci-shadow:rgba(29,78,216,.5)}
.ci-biz{background:linear-gradient(140deg,#FF5A5F 0%,var(--red-600) 100%);--ci-shadow:rgba(200,20,27,.45)}
.choose:hover .choose-ico{transform:translateY(-3px) rotate(-6deg) scale(1.05)}
.choose em::after{content:"";display:inline-block;width:.9em;height:.9em;margin-left:4px;vertical-align:-.1em;background:currentColor;
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/contain no-repeat;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/contain no-repeat;transition:transform .2s}
.choose:hover em::after{transform:translateX(3px)}
@media (prefers-reduced-motion:reduce){.choose:hover .choose-ico{transform:none}}
/* small icon tiles in headings (why choose us, services, loan pages) */
.h-ico{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--tint-2);color:var(--blue);margin-right:10px;vertical-align:middle}
.h-ico .ico{width:20px;height:20px}
.mv-ico{display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:linear-gradient(140deg,#3442B8,var(--navy));color:#fff;font-size:inherit;margin-bottom:10px;box-shadow:0 10px 22px -8px rgba(27,35,104,.55)}
.mv-ico .ico{width:28px;height:28px}
.mv-card:nth-child(2) .mv-ico{background:linear-gradient(140deg,#FF5A5F,var(--red-600));box-shadow:0 10px 22px -8px rgba(200,20,27,.45)}
.branch li .ico,.contact-list li .ico,.contact li .ico{color:var(--red);margin-right:4px}
.topbar .ico{width:1.05em;height:1.05em;opacity:.9;margin-right:2px}
.btn .ico{width:1.15em;height:1.15em;margin-right:4px}
.mega-foot .ico{margin-right:4px}
.consent-wa .ico{color:#16A34A}
.choose-ico .ico{width:32px;height:32px;stroke-width:1.9}
.mv-ico .ico{stroke-width:1.9}
@media (max-width:960px){.choose-ico{margin:0 14px 0 0;width:52px;height:52px;border-radius:16px}.choose-ico .ico{width:28px;height:28px}}
/* General card padding on the public site */
.card.pad{padding:28px}
@media (max-width:640px){.card.pad{padding:20px}}

/* My loan — sign in */
.auth-card{display:grid;grid-template-columns:.9fr 1.1fr;max-width:900px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow-lg);overflow:hidden}
.auth-side{position:relative;padding:40px 36px;color:#fff;background:radial-gradient(420px 260px at 110% 110%,rgba(237,28,36,.45),transparent 60%),linear-gradient(150deg,#2A3594 0%,var(--navy) 70%);overflow:hidden}
.auth-side::after{content:"";position:absolute;right:-60px;top:-60px;width:200px;height:200px;border-radius:50%;border:28px solid rgba(255,255,255,.06)}
.auth-side h2{color:#fff;font-size:1.55rem;margin:18px 0 8px;line-height:1.25}
.auth-side p{color:rgba(255,255,255,.82);margin:0 0 12px}
.auth-badge{display:grid;place-items:center;width:52px;height:52px;border-radius:16px;background:rgba(255,255,255,.14);box-shadow:inset 0 0 0 1px rgba(255,255,255,.2)}
.auth-badge .ico{width:26px;height:26px}
.auth-list{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:12px}
.auth-list li{display:flex;gap:10px;align-items:flex-start;line-height:1.45;color:#fff}
.auth-list .ico{flex:none;width:20px;height:20px;padding:3px;border-radius:50%;background:var(--red);stroke-width:3;margin-top:1px}
.auth-help{font-size:.9rem;display:flex;gap:8px;align-items:center;flex-wrap:wrap;padding-top:16px;border-top:1px solid rgba(255,255,255,.15)}
.auth-help a{color:#fff;font-weight:700}
.auth-form{padding:40px 40px 32px;display:flex;flex-direction:column;gap:18px;min-width:0}
.auth-form h2{margin:0;font-size:1.6rem}
.auth-form > .muted{margin:-12px 0 4px}
.auth-field{display:flex;flex-direction:column;gap:7px;min-width:0}
.auth-label{font-weight:700;color:var(--ink);font-size:.95rem}
.auth-input{display:flex;align-items:center;gap:10px;height:54px;padding:0 16px;border:1.5px solid var(--line);border-radius:14px;background:var(--tint);transition:border-color .15s,box-shadow .15s,background .15s}
.auth-input .ico{color:var(--muted);width:20px;height:20px;flex:none}
.auth-input input{flex:1;min-width:0;width:100%;height:100%;border:0;background:transparent;outline:none;box-shadow:none;padding:0;font:inherit;font-size:1.05rem;color:var(--ink)}
.auth-input input.nid-input{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;letter-spacing:.08em;text-transform:uppercase}
.auth-input input::placeholder{color:#94A3B8;letter-spacing:normal;font-family:var(--font);text-transform:none}
.auth-input:focus-within{border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(27,35,104,.1)}
.auth-input:focus-within .ico{color:var(--blue)}
.auth-hint{color:var(--muted);font-size:.84rem;line-height:1.4}
.auth-submit{width:100%;justify-content:center;gap:8px;margin-top:4px}
.auth-submit .ico{width:18px;height:18px;margin:0}
.auth-foot{border-top:1px solid var(--line);padding-top:16px;font-size:.88rem;color:var(--muted);line-height:1.5}
.auth-foot p{margin:0 0 6px}.auth-foot strong{color:var(--ink);font-weight:600}
.auth-foot a{font-weight:700}
@media (max-width:820px){.auth-card{grid-template-columns:1fr;border-radius:20px}.auth-side{padding:28px 24px}.auth-side h2{font-size:1.3rem;margin-top:14px}.auth-list{margin-bottom:18px}.auth-form{padding:28px 22px 24px}}
.auth-form .alert{font-weight:500;font-size:.92rem;line-height:1.5;margin:0;border-radius:12px;padding:12px 14px}
/* Key figures band — bolder, with count-up numbers */
.stats{position:relative;background:radial-gradient(700px 260px at 12% 0%,rgba(59,71,181,.55),transparent 70%),radial-gradient(600px 240px at 95% 100%,rgba(237,28,36,.28),transparent 70%),var(--navy);overflow:hidden}
.stats-in{grid-template-columns:repeat(6,1fr);gap:0;padding:52px 20px}
.stats .stat{padding:4px 14px;position:relative}
.stats .stat+.stat::before{content:"";position:absolute;left:0;top:12%;bottom:12%;width:1px;background:linear-gradient(180deg,transparent,rgba(255,255,255,.22),transparent)}
.stats strong{font-size:clamp(2.1rem,3.1vw,2.9rem);font-weight:900;line-height:1.05;letter-spacing:-.03em;font-variant-numeric:tabular-nums;white-space:nowrap}
.stats strong::after{content:"";display:block;width:34px;height:4px;border-radius:4px;background:var(--red);margin:12px auto 10px}
.stats span{display:block;color:#E0E5FF;font-size:1rem;font-weight:700;line-height:1.35}
@media (max-width:1100px){.stats-in{grid-template-columns:repeat(3,1fr);row-gap:34px}.stats .stat:nth-child(3n+1)::before{display:none}}
@media (max-width:640px){.stats-in{grid-template-columns:repeat(2,1fr);padding:36px 12px;row-gap:28px}.stats .stat::before{display:none}.stats strong{font-size:2rem}.stats span{font-size:.9rem}}
/* Key figures as a ticker sliding from right to left */
.stats-marquee{overflow:hidden;padding:46px 0;-webkit-mask:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.stats-track{display:flex;width:max-content;animation:stats-slide 38s linear infinite}
.stats-set{display:flex;flex:none}
.stats .stat{flex:none;width:250px;padding:4px 18px;text-align:center}
.stats .stat::before{content:"";position:absolute;left:0;top:12%;bottom:12%;width:1px;background:linear-gradient(180deg,transparent,rgba(255,255,255,.22),transparent);display:block}
.stats-marquee:hover .stats-track{animation-play-state:paused}
@keyframes stats-slide{from{transform:translateX(0)}to{transform:translateX(-33.3333%)}}
@media (max-width:640px){.stats-marquee{padding:32px 0}.stats .stat{width:200px;padding:4px 12px}.stats-track{animation-duration:30s}.stats .stat::before{display:block}}
/* Visitors who turn off animations: a still, wrapped grid */
@media (prefers-reduced-motion:reduce){
  .stats-track{animation:none;width:auto}.stats-set[aria-hidden]{display:none}
  .stats-set{flex-wrap:wrap;justify-content:center;width:100%;row-gap:28px}.stats-marquee{-webkit-mask:none;mask:none}
}
@media (prefers-reduced-motion:reduce){.stats .stat{width:calc(100% / 6)}.stats .stat:first-child::before{display:none}}
@media (prefers-reduced-motion:reduce) and (max-width:1100px){.stats .stat{width:33.333%}.stats .stat::before{display:none}}
@media (prefers-reduced-motion:reduce) and (max-width:640px){.stats .stat{width:50%}}
/* ---------- Loan calculator v2 ---------- */
.calc{grid-template-columns:1.12fr 1fr}
.calc-inputs{padding:30px;gap:20px}
.calc-inputs select{font-size:.98rem;text-overflow:ellipsis}
/* range: filled track that follows the handle */
.calc input[type=range]{-webkit-appearance:none;appearance:none;height:30px;background:transparent;margin:2px 0 0}
.calc input[type=range]::-webkit-slider-runnable-track{height:8px;border-radius:99px;background:linear-gradient(90deg,var(--red) 0,var(--red) var(--pct,0%),#E5E7F2 var(--pct,0%))}
.calc input[type=range]::-moz-range-track{height:8px;border-radius:99px;background:#E5E7F2}
.calc input[type=range]::-moz-range-progress{height:8px;border-radius:99px;background:var(--red)}
.calc input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;margin-top:-9px;border-radius:50%;background:#fff;border:6px solid var(--red);box-shadow:0 4px 10px rgba(200,20,27,.35);cursor:grab}
.calc input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:6px solid var(--red);box-shadow:0 4px 10px rgba(200,20,27,.35);cursor:grab}
.calc input[type=range]:active::-webkit-slider-thumb{cursor:grabbing;transform:scale(1.1)}
.calc input[type=range]:focus-visible{outline:none}
.calc input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 6px rgba(237,28,36,.18)}
.calc-step{transition:background .15s,border-color .15s,color .15s}
.calc-step:hover:not(:disabled){border-color:var(--blue);background:var(--blue);color:#fff}
.calc-step:disabled,.calc-num input:disabled{cursor:not-allowed}
/* fixed term */
.field.is-fixed .calc-step,.field.is-fixed input[type=range],.field.is-fixed .range-hint{display:none}
.field.is-fixed .calc-num{background:var(--tint);border-style:dashed}
.field.is-fixed .calc-num input{color:var(--ink);-webkit-text-fill-color:var(--ink);opacity:1}
.calc-fixed{display:flex;align-items:center;gap:6px;color:var(--muted);font-size:.84rem}
.calc-fixed::before{content:"";width:16px;height:16px;flex:none;background:var(--muted);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4.5' y='10.5' width='15' height='10' rx='2.5'/%3E%3Cpath d='M8 10.5V7.5a4 4 0 0 1 8 0v3'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4.5' y='10.5' width='15' height='10' rx='2.5'/%3E%3Cpath d='M8 10.5V7.5a4 4 0 0 1 8 0v3'/%3E%3C/svg%3E") center/contain no-repeat}
/* result panel */
.calc-result{padding:30px;background:radial-gradient(380px 220px at 100% 0%,rgba(237,28,36,.25),transparent 70%),linear-gradient(160deg,#2A3594,var(--navy))}
.calc-inst{font-size:clamp(2.3rem,4vw,3rem);font-weight:900;margin:0;line-height:1.05;font-variant-numeric:tabular-nums}
.calc-per{margin:6px 0 18px;color:#C7D2FE;font-weight:600;font-size:.92rem}
.calc-bar{display:flex;height:10px;border-radius:99px;overflow:hidden;background:rgba(255,255,255,.12);margin-bottom:8px}
.calc-bar span{display:block;height:100%;transition:width .35s ease}
.cb-p{background:#fff}.cb-i{background:#FF6B70}.cb-f{background:#FBBF24}
.calc-legend{list-style:none;display:flex;gap:14px;padding:0;margin:0 0 16px;font-size:.78rem;color:#C7D2FE}
.calc-legend i{display:inline-block;width:9px;height:9px;border-radius:3px;margin-right:5px;vertical-align:0}
.calc-result dl div{padding:9px 0}
.calc-result .calc-total-row{border-bottom:0;margin-top:4px;padding-top:12px;border-top:1px solid rgba(255,255,255,.35)}
.calc-result .calc-total-row dt{color:#fff;font-weight:700}.calc-result .calc-total-row dd{font-size:1.15rem}
@media (max-width:960px){.calc{grid-template-columns:1fr}}
.calc-step:hover:not(:disabled){border-color:var(--line);background:#fff;color:var(--blue)}
@media (hover:hover){.calc-step:hover:not(:disabled){border-color:var(--blue);background:var(--blue);color:#fff}}
.calc-step:active:not(:disabled){transform:scale(.94)}
/* ================= My loan — signed-in customer area ================= */
.ml-hero{padding:48px 0 96px;background:radial-gradient(600px 300px at 90% 0%,rgba(237,28,36,.08),transparent 70%),linear-gradient(180deg,var(--tint),#fff)}
.ml-hero .lead{display:none}
.ml-hero+.section{padding-top:0;margin-top:-72px;position:relative}
/* profile banner */
.pf-card{position:relative;border-radius:24px;overflow:hidden;color:#fff;box-shadow:var(--shadow-lg);
  background:radial-gradient(500px 260px at 100% 0%,rgba(237,28,36,.35),transparent 65%),radial-gradient(600px 300px at 0% 100%,rgba(80,96,220,.45),transparent 70%),linear-gradient(140deg,#2A3594,var(--navy))}
.pf-card::after{content:"";position:absolute;right:-70px;top:-90px;width:260px;height:260px;border-radius:50%;border:34px solid rgba(255,255,255,.05);pointer-events:none}
.pf-main{display:flex;align-items:center;gap:20px;padding:28px 30px 22px;position:relative;z-index:1}
.pf-avatar{flex:none;display:grid;place-items:center;width:72px;height:72px;border-radius:50%;font-size:1.6rem;font-weight:800;letter-spacing:.02em;color:var(--navy);background:linear-gradient(140deg,#fff,#DDE2FF);box-shadow:0 0 0 4px rgba(255,255,255,.18),0 10px 24px rgba(0,0,0,.25)}
.pf-who{flex:1;min-width:0}
.pf-hello{margin:0;color:#C7D2FE;font-weight:600;font-size:.88rem;text-transform:uppercase;letter-spacing:.08em}
.pf-who h2{color:#fff;margin:2px 0 8px;font-size:1.6rem;line-height:1.2}
.pf-meta{list-style:none;display:flex;flex-wrap:wrap;gap:6px 18px;padding:0;margin:0;color:#E0E5FF;font-size:.9rem}
.pf-meta li{display:inline-flex;align-items:center;gap:6px}.pf-meta .ico{width:16px;height:16px;opacity:.8}
.pf-out{align-self:flex-start}
.pf-stats{display:grid;grid-template-columns:repeat(4,1fr);margin:0;border-top:1px solid rgba(255,255,255,.14);background:rgba(0,0,0,.12);position:relative;z-index:1}
.pf-stats div{padding:16px 20px;border-left:1px solid rgba(255,255,255,.12)}.pf-stats div:first-child{border-left:0}
.pf-stats dt{color:#C7D2FE;font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.pf-stats dd{margin:4px 0 0;font-size:1.45rem;font-weight:900;color:#fff;font-variant-numeric:tabular-nums}
/* next-step banner */
.pf-cta{display:flex;align-items:center;gap:16px;margin:18px 0 30px;padding:18px 20px;border-radius:18px;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow)}
.pf-cta.is-go{border-color:#FBC9CB;background:linear-gradient(90deg,#FFF5F5,#fff 60%)}
.pf-cta.is-info{border-color:#C7D2FE;background:linear-gradient(90deg,#F2F4FF,#fff 60%)}
.pf-cta>div{flex:1;min-width:0}.pf-cta strong{color:var(--ink)}.pf-cta p{margin:2px 0 0;color:var(--muted);font-size:.92rem}
.pf-cta-ico{flex:none;display:grid;place-items:center;width:46px;height:46px;border-radius:14px;color:#fff;background:linear-gradient(140deg,#FF5A5F,var(--red-600))}
.pf-cta.is-info .pf-cta-ico{background:linear-gradient(140deg,#3442B8,var(--navy))}
.pf-cta .btn{white-space:nowrap;gap:8px}.pf-cta .btn .ico{width:18px;height:18px}
.pf-h{font-size:1.25rem;margin:0 0 14px}
.ml-empty{text-align:center;padding:40px 20px;border:2px dashed var(--line);border-radius:20px;color:var(--muted)}
.ml-empty .ico{width:40px;height:40px;color:var(--blue)}
/* loan cards */
.ml-card{--acc:#94A3B8;--acc-bg:#F1F5F9;position:relative;background:#fff;border:1px solid var(--line);border-left:6px solid var(--acc);border-radius:20px;margin-bottom:16px;box-shadow:var(--shadow);transition:box-shadow .2s,transform .2s}
.ml-card:hover{box-shadow:0 14px 34px rgba(15,23,42,.10)}
.st-review{--acc:#F59E0B;--acc-bg:#FEF3C7;--acc-ink:#92400E}
.st-approved{--acc:#16A34A;--acc-bg:#DCFCE7;--acc-ink:#14532D}
.st-active{--acc:#2563EB;--acc-bg:#DBEAFE;--acc-ink:#1E3A8A}
.st-repaid{--acc:#0D9488;--acc-bg:#CCFBF1;--acc-ink:#134E4A}
.st-declined{--acc:#DC2626;--acc-bg:#FEE2E2;--acc-ink:#7F1D1D}
.st-closed{--acc:#94A3B8;--acc-bg:#F1F5F9;--acc-ink:#334155}
.ml-head{display:flex;align-items:center;gap:14px;padding:18px 20px;cursor:pointer}
.ml-ico{flex:none;display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:var(--acc-bg);color:var(--acc-ink,var(--blue))}
.ml-ico .ico{width:24px;height:24px}
.ml-title{flex:1;min-width:0}
.ml-title h3{margin:0;font-size:1.12rem;line-height:1.3}
.ml-title p{margin:2px 0 0;color:var(--muted);font-size:.84rem;overflow-wrap:anywhere}
.ml-amt{text-align:right;font-weight:800;color:var(--ink);font-size:1.05rem;line-height:1.2;white-space:nowrap}
.ml-amt small{display:block;font-size:.75rem;color:var(--muted);font-weight:600}
.ml-pill{flex:none;padding:6px 12px;border-radius:999px;font-size:.78rem;font-weight:700;background:var(--acc-bg);color:var(--acc-ink,#334155);white-space:nowrap}
.ml-toggle{flex:none;position:relative;width:38px;height:38px;border-radius:50%;border:1.5px solid var(--line);background:#fff;cursor:pointer;transition:background .2s,border-color .2s,transform .3s}
.ml-toggle span::before,.ml-toggle span::after{content:"";position:absolute;left:50%;top:50%;width:14px;height:2.5px;border-radius:2px;background:var(--blue);transform:translate(-50%,-50%);transition:transform .3s,background .2s}
.ml-toggle span::after{transform:translate(-50%,-50%) rotate(90deg)}
.ml-card.is-open .ml-toggle span::after{transform:translate(-50%,-50%) rotate(0)}
.ml-toggle:hover{border-color:var(--blue);background:var(--blue)}.ml-toggle:hover span::before,.ml-toggle:hover span::after{background:#fff}
.ml-card.is-open .ml-head{border-bottom:1px dashed var(--line)}
.ml-body{padding:6px 22px 22px;animation:ml-in .35s ease}
@keyframes ml-in{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
/* progress tracker */
.ml-steps{display:flex;list-style:none;padding:0;margin:18px 0 20px}
.ml-steps li{flex:1;position:relative;text-align:center;font-size:.78rem;color:var(--muted);font-weight:600}
.ml-steps li::before{content:"";position:absolute;top:14px;right:50%;width:100%;height:3px;background:#E2E8F0;z-index:0}
.ml-steps li:first-child::before{display:none}
.ml-steps .dot{position:relative;z-index:1;display:grid;place-items:center;width:30px;height:30px;margin:0 auto 6px;border-radius:50%;background:#fff;border:2px solid #CBD5E1;color:transparent}
.ml-steps .dot .ico{width:16px;height:16px;stroke-width:3}
.ml-steps em{font-style:normal;display:block}
.ml-steps li.done::before,.ml-steps li.current::before{background:var(--acc)}
.ml-steps li.done .dot{background:var(--acc);border-color:var(--acc);color:#fff}
.ml-steps li.current .dot{border-color:var(--acc);border-width:3px;box-shadow:0 0 0 6px var(--acc-bg);animation:ml-pulse 2s infinite}
.ml-steps li.current .dot::after{content:"";width:10px;height:10px;border-radius:50%;background:var(--acc)}
.ml-steps li.current{color:var(--ink)}
.ml-steps li.done{color:var(--ink)}
@keyframes ml-pulse{0%,100%{box-shadow:0 0 0 4px var(--acc-bg)}50%{box-shadow:0 0 0 9px var(--acc-bg)}}
/* notes, next repayment, done */
.ml-note{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:14px;background:var(--acc-bg);color:var(--acc-ink,#334155);margin:6px 0 4px}
.ml-note .ico{flex:none;width:22px;height:22px;margin-top:1px}.ml-note p{margin:0;line-height:1.55}
.ml-note a{color:inherit;font-weight:700}
.ml-next{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;border-radius:18px;color:#fff;margin:4px 0 12px;background:radial-gradient(300px 160px at 100% 0%,rgba(255,255,255,.18),transparent 70%),linear-gradient(130deg,#2563EB,#1E3A8A)}
.ml-next small{display:block;color:#C7D2FE;font-weight:700;text-transform:uppercase;letter-spacing:.06em;font-size:.74rem}
.ml-next strong{display:block;font-size:1.9rem;font-weight:900;line-height:1.15}
.ml-next span{color:#E0E7FF;font-size:.9rem}
.ml-days{flex:none;text-align:center;width:86px;padding:10px 6px;border-radius:16px;background:rgba(255,255,255,.14);box-shadow:inset 0 0 0 1px rgba(255,255,255,.2)}
.ml-days b{display:block;font-size:1.8rem;line-height:1}.ml-days span{font-size:.74rem}
.ml-days.soon{background:var(--red);box-shadow:none}
.ml-progress{margin:0 0 16px}
.ml-progress-bar{height:8px;border-radius:99px;background:#E2E8F0;overflow:hidden}
.ml-progress-bar::before{content:"";display:block;height:100%;width:var(--p);background:linear-gradient(90deg,#60A5FA,#2563EB);border-radius:inherit}
.ml-progress small{display:block;margin-top:6px;color:var(--muted);font-size:.8rem}
.ml-done{display:flex;gap:14px;align-items:center;padding:16px 18px;border-radius:16px;background:linear-gradient(120deg,#CCFBF1,#F0FDFA);color:#134E4A;margin:4px 0 14px}
.ml-done>.ico{flex:none;width:40px;height:40px;padding:8px;border-radius:50%;background:#0D9488;color:#fff;stroke-width:3}
.ml-done strong{display:block}.ml-done span{font-size:.9rem}
/* terms grid with hairline borders */
.ml-terms{display:grid;grid-template-columns:repeat(4,1fr);margin:6px 0 16px;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:var(--line);gap:1px}
.ml-terms div{background:#fff;padding:14px 16px}
.ml-terms div.hl{background:linear-gradient(180deg,#F7F8FE,#fff)}
.ml-terms dt{font-size:.72rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.ml-terms dd{margin:4px 0 0;font-weight:800;color:var(--ink);font-size:1.02rem}
.ml-terms dd small{font-weight:600;color:var(--muted);font-size:.78rem}
.ml-terms .hl dd{font-size:1.2rem;color:var(--blue)}
/* schedule */
.ml-sched{border:1px solid var(--line);border-radius:16px;padding:0 16px;margin-bottom:14px;background:#FCFCFF}
.ml-sched summary{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:14px 0;cursor:pointer;font-weight:700;color:var(--ink);list-style:none}
.ml-sched summary::-webkit-details-marker{display:none}
.ml-sched summary span{display:inline-flex;align-items:center;gap:8px}.ml-sched summary .ico{color:var(--blue)}
.ml-sched summary em{font-style:normal;color:var(--muted);font-weight:600;font-size:.85rem}
.ml-sched summary em::after{content:"▾";margin-left:8px;display:inline-block;transition:transform .2s}
.ml-sched[open] summary em::after{transform:rotate(180deg)}
.ml-sched[open] summary{border-bottom:1px solid var(--line);margin-bottom:12px}
.ml-table{background:#fff}
.ml-table tbody tr:nth-child(even){background:#FAFBFF}
.ml-table tr.is-next{background:#EFF6FF!important;box-shadow:inset 4px 0 0 #2563EB}
.ml-table tr.is-next td{font-weight:700;color:#1E3A8A}
.ml-table tr.is-past td{color:#94A3B8}
.ml-table .tag{display:inline-block;margin-left:6px;padding:2px 8px;border-radius:99px;background:#2563EB;color:#fff;font-size:.7rem;font-weight:700;vertical-align:1px}
.ml-table td.paid{color:#0D9488;font-weight:700;white-space:nowrap}.ml-table td.paid .ico{width:16px;height:16px;stroke-width:3}
.ml-actions{display:flex;flex-wrap:wrap;gap:10px}
.ml-actions .btn{gap:6px}
@media (max-width:820px){
  .pf-stats{grid-template-columns:repeat(2,1fr)}.pf-stats div:nth-child(3){border-left:0}.pf-stats div:nth-child(n+3){border-top:1px solid rgba(255,255,255,.12)}
  .ml-terms{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:640px){
  .ml-hero{padding:32px 0 84px}
  .pf-main{flex-wrap:wrap;padding:22px 20px 18px;gap:14px}.pf-avatar{width:58px;height:58px;font-size:1.3rem}
  .pf-out{position:absolute;right:16px;top:16px}.pf-who h2{font-size:1.3rem}
  .pf-stats dd{font-size:1.2rem}.pf-stats div{padding:12px 16px}
  .pf-cta{flex-wrap:wrap}.pf-cta .btn{width:100%;justify-content:center}
  .ml-head{flex-wrap:wrap;padding:16px;gap:10px 12px}.ml-title{flex-basis:calc(100% - 110px)}
  .ml-amt{order:4;text-align:left;flex:1}.ml-pill{order:5}.ml-toggle{position:absolute;right:14px;top:16px}
  .ml-title{padding-right:40px}
  .ml-body{padding:4px 14px 16px}
  .ml-steps li{font-size:.66rem}.ml-steps .dot{width:26px;height:26px}.ml-steps li::before{top:12px}
  .ml-next{flex-direction:row;padding:16px}.ml-next strong{font-size:1.5rem}.ml-days{width:72px}
}
@media print{.ml-body[hidden]{display:block!important}.ml-card{border-left-width:3px;box-shadow:none;break-inside:avoid}.pf-card,.pf-cta,.ml-toggle{display:none!important}}
@media (prefers-reduced-motion:reduce){.ml-steps li.current .dot{animation:none}.ml-body{animation:none}}
.pf-out .btn{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.45);box-shadow:none}
.pf-out .btn:hover{background:#fff;color:var(--navy)}
@media (max-width:640px){
  .pf-out{position:static;order:3;width:100%}.pf-out .btn{width:100%;justify-content:center}
  .ml-terms dd{font-size:.95rem}.ml-terms .hl dd{font-size:1.05rem}.ml-terms div{padding:12px}
  .ml-sched{padding:0 12px}.ml-sched summary em{font-size:.78rem}
}
/* Step-up limit note on the application form */
.tier-note{display:flex;gap:10px;margin:-4px 0 14px;padding:12px 14px;border-radius:14px;background:#EEF2FF;border:1px solid #C7D2FE;color:#1E2A78;font-size:.9rem;line-height:1.5}
.tier-note::before{content:"";flex:none;width:20px;height:20px;margin-top:1px;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 17l6-6 4 4 6-7'/%3E%3Cpath d='M14 8h6v6'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 17l6-6 4 4 6-7'/%3E%3Cpath d='M14 8h6v6'/%3E%3C/svg%3E") center/contain no-repeat}
.tier-note.is-raised{background:linear-gradient(90deg,#DCFCE7,#F0FDF4);border-color:#86EFAC;color:#14532D}
.calc-tier{margin:8px 0 0;padding:10px 12px;border-radius:12px;background:#EEF2FF;color:#1E2A78;font-size:.84rem;line-height:1.45}
.field.is-fixed-amt .calc-step,.field.is-fixed-amt input[type=range],.field.is-fixed-amt .range-hint{display:none}
.field.is-fixed-amt .calc-num{background:var(--tint);border-style:dashed}
.field.is-fixed-amt .calc-num input{-webkit-text-fill-color:var(--ink);opacity:1}
/* Step-up limit: product page box, site ribbon and My loans ladder */
.tier-box{margin-top:16px;padding:16px;border-radius:16px;background:linear-gradient(135deg,#EEF2FF,#fff);border:1px solid #C7D2FE}
.tier-box strong{display:flex;align-items:center;gap:8px;color:var(--navy)}.tier-box p{margin:6px 0 12px;font-size:.9rem;color:var(--body)}
.tier-ladder{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0}
.tier-ladder li{flex:1;min-width:70px;text-align:center;padding:8px 6px;border-radius:12px;background:#fff;border:1px solid #DDE3FF}
.tier-ladder li:first-child{background:var(--navy);border-color:var(--navy);color:#fff}.tier-ladder li:first-child small{color:#C7D2FE}
.tier-ladder b{display:block;font-size:.95rem}.tier-ladder small{font-size:.7rem;color:var(--muted)}
.limit-ribbon{background:linear-gradient(90deg,#14532D,#15803D 55%,#16A34A);color:#fff}
.lr-in{display:flex;align-items:center;gap:12px;padding:10px 20px}
.lr-in p{margin:0;flex:1;font-size:.92rem}.lr-in p strong{color:#fff}
.lr-ico{flex:none;display:grid;place-items:center;width:32px;height:32px;border-radius:10px;background:rgba(255,255,255,.18)}.lr-ico .ico{width:18px;height:18px}
.lr-x{flex:none;width:30px;height:30px;border:0;border-radius:50%;background:rgba(255,255,255,.15);color:#fff;font-size:1.2rem;line-height:1;cursor:pointer}
.lim-card{margin:0 0 26px;padding:20px 22px;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}
.lim-card.is-raised{border-color:#86EFAC;background:linear-gradient(120deg,#F0FDF4,#fff 55%)}
.lim-top{display:flex;align-items:center;gap:16px}
.lim-ico{flex:none;display:grid;place-items:center;width:50px;height:50px;border-radius:16px;color:#fff;background:linear-gradient(140deg,#3442B8,var(--navy))}
.lim-card.is-raised .lim-ico{background:linear-gradient(140deg,#22C55E,#15803D)}
.lim-txt{flex:1;min-width:0}.lim-txt small{color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.05em;font-size:.74rem}
.lim-txt strong{display:block;font-size:1.8rem;font-weight:900;line-height:1.1;color:var(--ink)}
.lim-txt p{margin:4px 0 0;color:var(--body);font-size:.9rem}
.lim-track{height:10px;border-radius:99px;background:#E2E8F0;margin:18px 0 8px;overflow:hidden}
.lim-fill{height:100%;width:max(6%,var(--w));border-radius:inherit;background:linear-gradient(90deg,#60A5FA,#2563EB)}
.lim-card.is-raised .lim-fill{background:linear-gradient(90deg,#4ADE80,#16A34A)}
.lim-steps{list-style:none;display:flex;justify-content:space-between;padding:0;margin:0;font-size:.78rem;color:#94A3B8;font-weight:700}
.lim-steps li.on{color:var(--ink)}.lim-steps li.cur{color:#fff;background:var(--blue);padding:1px 8px;border-radius:99px}
.lim-card.is-raised .lim-steps li.cur{background:#16A34A}
@media (max-width:640px){.lim-top{flex-wrap:wrap}.lim-top .btn{width:100%;justify-content:center}.lr-in{flex-wrap:wrap;padding:10px 16px}.lr-in .btn{order:4}.lim-steps{font-size:.68rem}}
.tier-ladder b{color:var(--ink)}.tier-ladder li:first-child b{color:#fff}.tier-ladder small{color:var(--muted)}
@media (max-width:640px){
  .lr-in{display:grid;grid-template-columns:32px 1fr auto;grid-template-areas:"ico txt x" "btn btn btn";gap:10px;padding:12px 16px;align-items:start}
  .lr-ico{grid-area:ico}.lr-in p{grid-area:txt;font-size:.88rem}.lr-x{grid-area:x}.lr-in .btn{grid-area:btn;width:100%;justify-content:center}
}
/* Step-up limit highlights in QuickCred brand colours (navy + red) instead of green */
.limit-ribbon{background:radial-gradient(500px 120px at 100% 50%,rgba(237,28,36,.35),transparent 70%),linear-gradient(90deg,var(--navy),#2A3594);border-bottom:3px solid var(--red)}
.lr-ico{background:var(--red)}
.lr-in p strong{color:#fff}
.limit-ribbon .btn-light{color:var(--navy)}
.lim-card.is-raised{border-color:#C7CCF0;background:linear-gradient(120deg,#F3F4FC,#fff 55%);box-shadow:inset 4px 0 0 var(--red),var(--shadow)}
.lim-card.is-raised .lim-ico{background:linear-gradient(140deg,#FF5A5F,var(--red-600))}
.lim-card.is-raised .lim-fill{background:linear-gradient(90deg,#3442B8,var(--navy) 70%,var(--red))}
.lim-card.is-raised .lim-steps li.cur{background:var(--red)}
.tier-note.is-raised{background:linear-gradient(90deg,#FFF1F1,#fff);border-color:#FBC9CB;color:var(--navy)}
.tier-note.is-raised strong{color:var(--red-600)}
.tier-note{display:block;position:relative;padding-left:42px}
.tier-note::before{position:absolute;left:14px;top:13px}
/* Instant approval on the success screen */
.approved-box{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin:22px auto 6px;max-width:560px;border-radius:18px;overflow:hidden;background:rgba(255,255,255,.2);
  color:#fff;background:radial-gradient(300px 160px at 100% 0%,rgba(237,28,36,.35),transparent 70%),linear-gradient(135deg,#2A3594,var(--navy));box-shadow:var(--shadow-lg);text-align:left}
.approved-box>div{padding:18px 20px}.approved-box>div+div{border-left:1px solid rgba(255,255,255,.15)}
.approved-box small{display:block;color:#C7D2FE;font-weight:700;text-transform:uppercase;letter-spacing:.05em;font-size:.74rem}
.approved-box strong{display:block;font-size:1.7rem;font-weight:900;margin-top:2px}
.approved-box p{grid-column:1/-1;margin:0;padding:14px 20px;background:rgba(0,0,0,.15);color:#E0E5FF;font-size:.9rem}
.approved-box a{color:#fff;font-weight:700}
@media (max-width:520px){.approved-box{grid-template-columns:1fr}.approved-box>div+div{border-left:0;border-top:1px solid rgba(255,255,255,.15)}}
.success-hero .tick{background:linear-gradient(140deg,#3442B8,var(--navy));color:#fff;box-shadow:0 0 0 8px var(--tint-2),0 14px 30px -10px rgba(27,35,104,.6)}
/* EcoCash payout */
.payout-box{margin:6px 0 14px;padding:16px 18px;border:1px solid var(--line);border-left:4px solid var(--red);border-radius:16px;background:#fff}
.payout-box .sub-h{display:flex;align-items:center;gap:8px;margin-top:0}
.payout-note{display:flex;gap:12px;align-items:flex-start;max-width:560px;margin:14px auto 0;padding:14px 16px;border-radius:14px;background:#FFF5F5;border:1px solid #FBC9CB;color:var(--navy);text-align:left;font-size:.9rem;line-height:1.5}
.payout-note .ico{flex:none;width:22px;height:22px;color:var(--red);margin-top:1px}.payout-note p{margin:0}
.ml-body .payout-note{max-width:none;margin:8px 0 12px}
.lim-track{position:relative}
.lim-earned{position:absolute;left:0;top:0;bottom:0;width:var(--w);border-radius:inherit;background:repeating-linear-gradient(45deg,#C7CCF0 0 6px,#E3E6F8 6px 12px)}
.lim-fill{position:relative}
.lim-steps li.earned{color:var(--blue)}
.lim-legend{display:flex;align-items:center;gap:8px;margin:10px 0 0;font-size:.8rem;color:var(--muted)}
.lim-legend span{width:22px;height:8px;border-radius:4px;background:repeating-linear-gradient(45deg,#C7CCF0 0 4px,#E3E6F8 4px 8px)}

/* Logo: tagline set as real text (the tagline inside the logo artwork is too small to read at header size) */
.brand{position:relative;margin-right:96px}
.brand-logo{height:64px}
.brand-tag{position:absolute;left:38.6%;top:62%;display:flex;flex-direction:column;gap:2px;white-space:nowrap;line-height:1.05;text-transform:uppercase;pointer-events:none}
.brand-tag b{font-size:10.5px;font-weight:800;letter-spacing:.035em;color:var(--red)}
.brand-tag i{font-style:normal;font-size:9.5px;font-weight:700;letter-spacing:.16em;color:var(--blue)}
.brand-foot{position:relative;padding-right:110px}
.brand-foot .brand-tag{left:38.6%;top:62%}
.brand-foot .brand-tag b{color:#ff8a8f}
.brand-foot .brand-tag i{color:#fff}
@media (max-width:760px){
  .brand{margin-right:84px}
  .brand-logo{height:56px}
  .brand-tag b{font-size:9.5px}
  .brand-tag i{font-size:8.5px}
}
@media (min-width:961px) and (max-width:1240px){
  .nav{gap:2px}
  .nav>a,.dropdown>a{padding:9px 9px;font-size:.88rem;white-space:nowrap}
  .nav .nav-cta{margin-left:4px;padding:.65em 1em;white-space:nowrap}
  .brand{margin-right:78px}
  .brand-logo{height:56px}
  .brand-tag b{font-size:9.5px}
  .brand-tag i{font-size:8.5px}
}
@media (min-width:961px) and (max-width:1060px){
  .nav>a,.dropdown>a{padding:9px 7px;font-size:.86rem}
  .brand-tag b{letter-spacing:.005em}
  .brand-tag i{letter-spacing:.1em}
  .brand{margin-right:70px}
}
.idscan-manual{margin-top:10px;padding:10px 12px;border:1px dashed var(--line);border-radius:12px;background:#fff}
.idscan-manual p{margin:0 0 8px}
/* Employer Payroll Loans */
.employer-pick{border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:14px 0;background:#F7F8FC}
.employer-pick p{margin:0 0 10px}
.emp-match{border-radius:12px;padding:12px 14px;margin:0 0 16px;border:1px solid var(--line);background:#fff}
.emp-match strong{display:block}.emp-match small{display:block;color:var(--muted);margin-top:4px}.emp-match p{margin:8px 0 0;font-weight:600}
.emp-match.ok{border-color:#86D5A6;background:#F0FBF4}.emp-match.bad{border-color:#F3B4B4;background:#FFF5F5;color:#8A1C1C}.emp-match.busy{color:var(--muted)}
input[readonly]{background:#F3F5F9;color:#334155}
/* Logo tagline: start exactly under the "F" of FINANCE (119.6 of the logo's 110.24 height units from its left edge) */
.brand{--lh:64px}
.brand-logo{height:var(--lh)}
.brand-tag,.brand-foot .brand-tag{left:calc(var(--lh) * 1.0849);top:calc(var(--lh) * .63)}
.brand-foot{--lh:64px}
.brand-foot img{height:var(--lh)}
.brand-foot .brand-tag b{color:#F0383F}
@media (max-width:760px){.brand{--lh:56px}}
@media (min-width:961px) and (max-width:1240px){.brand{--lh:56px}}
/* My loan: balance from LoanDisk */
.ml-ld{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:14px 0;padding:14px;border:1px solid var(--line,#e3e6ee);border-radius:12px;background:var(--soft,#f6f8fc)}
.ml-ld>div{display:flex;flex-direction:column;gap:2px;min-width:0}
.ml-ld small{color:var(--muted,#64708a);font-size:.78rem;text-transform:uppercase;letter-spacing:.03em}
.ml-ld strong{font-size:1.25rem;line-height:1.2}
.ml-ld span{font-size:.82rem;color:var(--muted,#64708a)}
.ml-ld .late{color:#c62828}
.ml-ld p{grid-column:1/-1;margin:4px 0 0}
@media (max-width:560px){.ml-ld{grid-template-columns:1fr 1fr}.ml-ld>div:last-of-type{grid-column:1/-1}}
/* Proof of address check under the upload box */
.drop .poa-status{display:block;margin-top:8px;font-size:.84rem;line-height:1.4;color:var(--muted,#64708a);width:100%}
.drop .poa-status.busy::before{content:"";display:inline-block;width:10px;height:10px;margin-right:6px;border:2px solid currentColor;border-right-color:transparent;border-radius:50%;animation:spin 1s linear infinite;vertical-align:-1px}
.drop .poa-status.ok{color:#1b7f3b}
.drop .poa-status.warn{color:#9a5b00}
@keyframes spin{to{transform:rotate(360deg)}}
/* My loan: counter-offer */
.ml-offer{margin:12px 0;padding:16px;border:2px solid #1b7f3b;border-radius:12px;background:#f3fbf5}
.ml-offer h4{margin:0 0 6px;display:flex;gap:8px;align-items:center}
.ml-offer .kv{margin:8px 0}
.ml-sig{display:block;width:100%;max-width:600px;height:auto;aspect-ratio:600/160;border:1px dashed #9aa3b5;border-radius:8px;background:#fff;touch-action:none}
.ml-offer-btns{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.ml-offer .kv{display:grid;grid-template-columns:1fr auto;gap:4px 16px;max-width:360px}
.ml-offer .kv dt,.ml-offer .kv dd{margin:0}
.ml-offer .kv dd{text-align:right}
/* Refer & earn */
.ref-card{margin-top:28px;padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}
.ref-card h2{margin:0 0 4px;font-size:1.5rem}
.ref-card h3{margin:20px 0 8px;font-size:1.05rem}
.ref-share{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:end;margin:14px 0;padding:16px;border-radius:14px;background:var(--tint)}
.ref-share small,.ref-tiles small{display:block;font-size:.74rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700}
.ref-code strong{font-size:1.6rem;letter-spacing:.06em;color:var(--navy)}
.ref-link input{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:10px;font:inherit;font-size:.9rem;background:#fff}
.ref-btns{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:8px}
.ref-btns .btn svg{width:16px;height:16px;vertical-align:-3px}
.ref-qr{grid-column:1/-1;text-align:center}
.ref-qr svg{width:200px;height:200px;background:#fff;border-radius:10px}
.ref-qr small{display:block;margin-top:4px;text-transform:none;letter-spacing:0}
.ref-tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.ref-tiles>div{padding:14px;border:1px solid var(--line);border-radius:12px}
.ref-tiles strong{font-size:1.35rem;color:var(--navy)}
.ref-list{list-style:none;margin:0;padding:0}
.ref-list li{display:grid;grid-template-columns:1fr 1.6fr auto;gap:10px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);font-size:.92rem}
.ref-who small{display:block;color:var(--muted);font-size:.78rem}
.ref-list li.ok .ref-st{color:#12803f;font-weight:600}
.ref-list li.muted{opacity:.6}
.ref-amt{font-weight:700;color:var(--navy);white-space:nowrap}
.ref-box{margin-top:18px;padding:16px;border-radius:14px;background:var(--tint)}
.ref-hello{margin:0 0 10px;font-size:1.02rem}
@media (max-width:640px){.ref-share{grid-template-columns:1fr}.ref-tiles{grid-template-columns:1fr}.ref-list li{grid-template-columns:1fr auto}.ref-st{grid-column:1/-1;order:3;font-size:.86rem}}

/* ===== October 2026 design pass: colour discipline, shorter home page, mobile order ===== */
/* Red is kept for actions (buttons, links to apply); small section labels use the brand navy */
.eyebrow{color:#3D46A0}
.eyebrow.light{color:#C9CEF5}
/* hero background: navy tints only */
.hero{background:radial-gradient(900px 480px at 92% 0%,rgba(27,35,104,.07),transparent 60%),radial-gradient(1000px 600px at 70% 30%,var(--tint-2),transparent 65%),linear-gradient(180deg,#fff,var(--tint))}
/* chooser icons: brand navy and red only */
.ci-emp{background:linear-gradient(140deg,#5A64C8 0%,var(--blue) 100%);--ci-shadow:rgba(27,35,104,.45)}
.reg-note{display:flex;gap:8px;align-items:center;margin:14px 0 0;font-size:.9rem;font-weight:600;color:var(--navy)}
.reg-note .ico{width:18px;height:18px;color:var(--blue)}
/* "Which best describes you?" — each card lists its loans */
.choose{cursor:default}
.choose:hover{transform:none}
.choose-loans{list-style:none;margin:12px 0 0;padding:0;display:grid;gap:8px;flex-basis:100%}
.choose-loans a{display:flex;flex-direction:column;gap:2px;padding:12px 14px;border-radius:12px;background:var(--tint);color:var(--ink);font-weight:700;transition:background .2s,transform .2s}
.choose-loans a::after{content:"Apply or see requirements →";font-size:.78rem;font-weight:700;color:var(--red)}
.choose-loans a:hover{background:var(--tint-2);transform:translateX(3px);color:var(--ink)}
.choose-loans small{font-weight:500;color:var(--muted);font-size:.84rem}
.center{text-align:center}
/* phones: headline and Apply button first, pictures after */
@media (max-width:640px){
  .hero-media{order:1;margin-top:8px}
  .hero{padding-top:8px}
}
/* content stays visible when printed or if animations cannot run */
@media print{.js-reveal .reveal{opacity:1!important;transform:none!important}}
/* application page: get to the first question quickly on phones */
@media (max-width:640px){
  .apply-hero{padding:18px 0 6px!important}
  .apply-hero .lead{font-size:.95rem;margin-bottom:0}
  .apply-hero h1{font-size:1.7rem;margin-bottom:.3em}
}
/* calculator bar: loan / interest / fee in brand colours */
.cb-f{background:#9AA3E6}
.install-card{display:flex;gap:14px;align-items:center;justify-content:space-between;margin-top:18px;padding:16px 18px;border-radius:14px;background:var(--navy);color:#fff}
.install-card strong{color:#fff}.install-card p{margin:2px 0 0;color:#C9CEF5!important}
.choose>small{flex:none}
.choose-loans{align-content:start}
.choose-loans small{flex:none!important}

/* ===== Leaf shapes (October 2026): boxes and frames have two opposite corners strongly rounded (top-left and bottom-right)
   and two nearly square, as on the reference design. Change --leaf-r to make the curve bigger or smaller everywhere. ===== */
:root{--leaf-r:34px;--leaf-s:6px;--leaf:var(--leaf-r) var(--leaf-s) var(--leaf-r) var(--leaf-s);
  --leaf-md:22px 5px 22px 5px;--leaf-sm:14px 4px 14px 4px;--leaf-xs:12px 3px 12px 3px}
/* cards and panels */
.card,.product-card,.steps li,.testimonial,.post-card,.service,.member,.choose,.loan-row,.branch,.mv-card,
.pf-card,.ml-card,.auth-card,.ml-empty{border-radius:var(--leaf)}
.facts-lg,.mini-card,.login-box,.profile-card,.quote-box,.pf-cta,.ml-next,.float-card,.faq details,.live-stage,.idcam-stage,
.calc-strip div,.quote-detail div,.on-file,.ml-note,.alert,.terms-box,.drop,.radio-card,.sig-pad,.accept-face{border-radius:var(--leaf-md)}
.faq details,.radio-card,.drop,.alert,.calc-strip div,.quote-detail div,.on-file,.ml-note{border-radius:var(--leaf-sm)}
.ml-days,.choose-loans a,.why-grid>div,.values>*{border-radius:var(--leaf-sm)}
/* photos */
.hero-slider,.hero-media img,.why-img img,.product-hero-img img,.split-img img,.article-img img{border-radius:48px 8px 48px 8px}
.mini-card img,.live-result img,.idscan-preview img{border-radius:var(--leaf-xs)}
/* icon tiles */
.choose-ico,.step-n,.h-ico,.mv-ico,.ml-ico,.auth-badge,.pf-cta-ico,.docs li::before{border-radius:var(--leaf-xs)}
.choose-ico::after{border-radius:inherit}
/* cards: a little lift on hover, like the reference */
.choose:hover,.product-card:hover,.post-card:hover{border-top-left-radius:calc(var(--leaf-r) + 8px);border-bottom-right-radius:calc(var(--leaf-r) + 8px)}
.choose,.product-card,.post-card{transition:border-color .2s,transform .2s,box-shadow .2s,border-radius .3s}
/* "Ready when you are" banner: a contained leaf-shaped panel instead of a full-width strip */
.cta-band{background:transparent;padding:56px 0}
.cta-band .cta-in{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--red),#B5121A);color:#fff;border-radius:56px 8px 56px 8px;padding:48px 52px;box-shadow:0 18px 40px -18px rgba(181,18,26,.55)}
.cta-band .cta-in::before{content:"";position:absolute;right:-70px;bottom:-110px;width:280px;height:280px;border-radius:50%;border:38px solid rgba(255,255,255,.08);pointer-events:none}
.cta-band .cta-in::after{content:"";position:absolute;left:-50px;top:-60px;width:160px;height:160px;border-radius:50%;background:rgba(255,255,255,.06);pointer-events:none}
.cta-band .cta-in>*{position:relative;z-index:1}
@media (max-width:640px){
  :root{--leaf-r:26px}
  .hero-slider,.hero-media img,.why-img img,.product-hero-img img,.split-img img,.article-img img{border-radius:34px 6px 34px 6px}
  .cta-band{padding:36px 0}
  .cta-band .cta-in{width:auto;margin:0 16px;padding:32px 22px;border-radius:40px 6px 40px 6px}
}
/* staff admin and employer portal keep their plain rounded boxes */
body.admin .card,body.admin .alert,body.admin .radio-card,body.admin .drop,body.admin .terms-box,body.admin .faq details{border-radius:14px}
/* Light navy outlines on cards and panels (October 2026). Change --card-line to adjust everywhere. */
:root{--card-line:#8C95CC;--card-line-hover:#5A64AC}
.card,.product-card,.steps li,.post-card,.service,.member,.choose,.loan-row,.branch,.mv-card,.ml-card,.auth-card,
.facts-lg,.mini-card,.faq details,.float-card,.calc,.testimonial,.login-box,.profile-card,.quote-box,.choose-loans a{border:1px solid var(--card-line)}
.choose{border-width:1.5px}
.ml-card{border-left:6px solid var(--acc)}
.choose:hover,.product-card:hover,.post-card:hover,.faq details[open]{border-color:var(--card-line-hover)}
.ml-empty{border-color:var(--card-line)}
body.admin .card,body.admin .faq details{border-color:var(--line)}
/* Privacy & Cookies Notice page */
.privacy-wrap{display:grid;grid-template-columns:270px 1fr;gap:40px;align-items:start}
.privacy-toc{position:sticky;top:96px;padding:20px 22px;font-size:.9rem}
.privacy-toc ol{margin:10px 0 0;padding-left:20px;display:grid;gap:6px}
.privacy-toc a{color:var(--body)}.privacy-toc a:hover{color:var(--red)}
.privacy-text{max-width:820px}
.privacy-text h2{scroll-margin-top:96px;font-size:1.35rem;margin-top:1.8em}
.privacy-text h2:first-child{margin-top:0}
.privacy-text h3{font-size:1.05rem;margin:1.2em 0 .4em}
.privacy-n{color:var(--red)}
.privacy-tbl td,.privacy-tbl th{vertical-align:top;font-size:.92rem}
.privacy-tbl code{font-weight:700;color:var(--navy)}
@media (max-width:900px){.privacy-wrap{grid-template-columns:1fr}.privacy-toc{position:static}}
/* cookie message */
.cookie-note{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:560px;margin:0 auto;display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--card-line);border-radius:var(--leaf-md);box-shadow:var(--shadow-lg);padding:14px 16px}
.cookie-note p{margin:0;font-size:.88rem;color:var(--body);line-height:1.45}
.cookie-note a{font-weight:700}
.cookie-note .btn{flex:none}
@media (max-width:960px){.cookie-note{bottom:84px}}
/* branch map placeholder: Google Maps loads on click */
.map-load{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;width:100%;height:100%;min-height:200px;border:0;cursor:pointer;font:inherit;color:var(--navy);
  background:linear-gradient(135deg,var(--tint),var(--tint-2))}
.map-load span{display:inline-flex;align-items:center;gap:8px;font-weight:700;background:#fff;padding:10px 18px;border-radius:999px;box-shadow:var(--shadow)}
.map-load span .ico{width:18px;height:18px}
.map-load small{color:var(--muted);font-size:.78rem}
.map-load:hover span{color:var(--red)}